Does your family have health and dental benefits?

03/02/2018

While most Canadian’s receive basic coverage for doctors and hospitals through our publicly –funded, national and provincial health care systems, you may still have to pay out-of-pocket for some services. This is why benefits providers, such as Alberta Blue Cross, offer employer-sponsored group and individual and family benefit coverage plans.

Why do you need health and dental benefits?

Benefit plans provide coverage for services you may use on a regular basis, such as the cost of prescription medications, as well as affordable protection against the high cost of unexpected illness, accidents or medical conditions.

If you’re self-employed and not covered under a group benefit plan or if you lose your job and lose your benefit coverage, you want to ensure you and your family have a plan that gives you access to  dental, prescription drugs, ambulance, vision care and extended health coverage.

With a wide array of plan options, if you do a little bit of research, you’ll be able to find a plan that fits you and your family’s needs.

For example, if you’re a young married couple with two small children, you may want to look into a plan that provides coverage if your kids need braces or glasses in the future. Or, if you suffer from back pain, you may want a plan that covers your regular massage and chiropractor visits.  Spending a few dollars a year on a benefit plan could save you thousands of dollars in long run and give your family the protection it needs.